362 Lake St, Umatilla, Florida 32784

Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1, 500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,