9804 N ELMER STREET, Tampa, FL 33612

Tucked into an established North Tampa neighborhood with no HOA and no CDD fees, this well maintained 3-bedroom, 2-bathroom home enjoys a serene lake view and easy Florida living just minutes from the area’s biggest draws. At 1,184 square feet on a generous 8,775-square-foot lot (0.20 acre), the home offers room to spread out, while durable tile flooring runs throughout for a clean, low-maintenance feel year-round — a real plus in Florida’s climate.
The well-designed floor plan centers on a comfortable primary suite with a spacious walk-in closet, with a dedicated interior laundry room. Built in 1986, the home has been thoughtfully updated with a new roof and a new water heater, giving you peace of mind and big-ticket items already handled. The Vivint security system can convey with the home if the buyer would like to keep it.
The real upside is the freedom that comes with no HOA and no CDD. The deep backyard offers potential to add an accessory dwelling unit (ADU) — ideal for an in-law suite, guest space, or rental income (buyer to verify with the county). There’s also plenty of room to park your work trucks, boat, RV, and toys without the usual restrictions. And the lot’s standout feature is the beautiful lake backdrop, making the backyard a peaceful spot to unwind.
The location delivers a short drive from Busch Gardens and Adventure Island, the University of South Florida, Moffitt Cancer Center, and Zoo Tampa, with quick access to I-275 connecting you to downtown Tampa, the Riverwalk, historic Ybor City, and Tampa International Airport. With no HOA and no CDD, you keep the freedom to make the space your own — and enjoy real monthly savings while you do it. Schedule your showing today.